How to Create a My Social Security Account

The first thing you need to know about My Social Security Account is that you don’t have to be receiving Social Security benefits to sign up for one. Those receiving benefits should definitely create an account and we have detailed instructions below on how to do that. However, there are several reasons why those not currently receiving social security benefits should also create an account – as explained below.

How to Create a My Social Security Account

In order to create a My Social Security Account, you will be required to verify some information about yourself. You must have the following:

  • A valid Email Address
  • A Social Security Number
  • A U.S. Mailing Address
  • Be at least 18 years of Age

How to create your account:

  • Step 1

    Visit the Social Security Website and click on "Create An Account" as shown below:

    Account help 1

  • Step 2

    Verify your identity - This is the step where you provide information about you that identifies that you are who you say you are. This include your name, Social Security Number, Date of Birth, Home Address and Phone Number. See below for details:

    Account help 2

  • Step 3:

    Secure Your Identity - In order for the Social Security Administration to verify that you are who you say you are, they will use the information you provided in step 2 to pull data from your credit report. You will then be asked questions from your credit report that only you would know. If you are not familiar with your credit report, you should pull your credit report and make sure you refresh your memory on what is in there. You can get a free credit report from or from

    Account help 3

    Once you answer all the questions asked correctly, you will be taken to step 4.

  • Step 4:

    If you've reached Step 4, it means you have successfully completed the verification and your My Social Security Account is created. You should receive a message like the one below:

    Account help 4

    You will be asked to accept the Terms and Conditions. Once accepted, you will be taken to your Account Page. Here are some of the items on the menu that you will be able to view:

    Account help 4b